Payments infrastructure · Nigeria
The payment rails your merchants and terminals were waiting for.
Pokopay is a single platform for card acceptance, terminal fleet management, wallets, settlements and reporting — designed for Nigerian merchants, acquirers and CSAs.
Card schemes
6+
Visa · Mastercard · Verve · AMEX · Discover · UnionPay
Settlement modes
T+0 → weekly
Configurable per merchant
Terminal families
PAX · Telpo · Sunyard
POS + Android SDK
Data residency
Africa/Lagos
Nigerian business day
Terminal fleet, telemetry-first
Health verdict per terminal — battery, connection, printer, signal — computed on every heartbeat. See what's broken before your merchants call.
Learn moreWallets, settlements & reports
Merchant wallets ledgered end-to-end. Same-day, T+1 or scheduled settlement. Downloadable statements. Africa/Lagos everywhere.
Learn moreMulti-tenant, permissioned, audited
One engine, many partners. SUPER_ADMIN, ADMIN, CSA, MERCHANT and staff roles, tenant isolation, audit logs on every action.
Learn moreThe dashboard
Everything your operators need. Nothing they don't.
Live transactions, real-time terminal health, wallet reconciliation, fee simulation, notifications to merchant apps and POS devices — one console, keyboard-first, role-scoped.
- Live Now tile — approved, success rate, unsuccessful in the current Nigerian day
- Reports by status, scheme, bank, BIN, decline reason, hour of day
- Settlements + batches, with retry for failed transfers
- Staff management with role-scoped permissions and terminal scope for cashiers
Approved today
1,024
Success rate
97.4%
Unsuccessful
27
Healthy
42
Degraded
3
Offline
1
Who we serve
Two audiences. One platform.
From your first terminal to your hundredth
Card acceptance, POS management, restaurant module, staff scopes, downloadable statements, notification center. A shop can start today; a chain can run at scale.
ExploreA tenant of your own, engine underneath
Onboard merchants, manage terminals, configure fees, monitor settlements, plug into your existing rails. Whitelabel-ready with tenant isolation and CSA workflows.
ExploreGet started