For merchants
From your first terminal to a chain of restaurants, Pokopay covers card acceptance, POS management, wallets, settlements, staff scopes and reporting on one platform.
See every terminal's live health — battery, printer, connection, signal — from one board. The dashboard groups your fleet by verdict so 'needs attention' is the first thing you see, not the last.
Every transaction, fee, settlement and adjustment writes a wallet ledger row. Search, filter, export. Balance snapshots reconcile against the ledger with a one-kobo tolerance.
Configurable per merchant. Downloadable statements in PDF or CSV. All bracketed in Africa/Lagos so a sale at 00:30 WAT belongs to the right day.
By TID, MID, cardholder email, PAN last-4, amount, date range. Reversed transactions rendered as their own state — never lumped with declines.
Summary, by-status, by-scheme, by-bank, by-BIN, by-card-type, by-decline-reason, timeseries and hourly — every cut Nigerian merchants ask for at close of business.
Owner, manager and cashier roles with server-owned permissions. Cashiers can be scoped to specific terminals; deactivating a member revokes their live sessions immediately.
Push a message to your merchant app users or your POS terminals — instantly to mobile, queued on POS heartbeat. History with resend, per-role scope enforced.
Menu, orders, staff PINs, refunds, discounts, live 'Now' board, daily breakdowns and staff performance — for merchants that need it, without a second SaaS.
On the terminal
PAX, Telpo and Sunyard terminals supported today. Card acceptance, PIN entry, receipt printing, live heartbeat with battery / connection / printer telemetry. Encrypted key injection, remote rotation and expiry management — never a clear key in a browser form.
Terminal families
Pokopay ships on the smart-POS devices Nigerian merchants already trust. Same encrypted key path, same heartbeat, same reporting — pick the chassis that fits the counter.
All-touchscreen smart POS
Slim Android device with a big screen, mini printer and 4G/Wi-Fi. The mobile-cashier device most Nigerian merchants meet first — light enough to hand round the shop, powerful enough to run the restaurant module.
Smart POS with fingerprint
Tile-driven Android POS with a fingerprint sensor for staff sign-in — good for shops that rotate cashiers on shift. Full print + card + wallet flow and works with the same key rotation pipeline.
Restaurant + retail workhorse
Chunkier chassis, faster paper roll, longer-lasting battery — the one to hand a busy restaurant floor or a market vendor doing dozens of taps an hour. Ships with the restaurant module wired in.
Device illustrations are stylized representations. Trademarks — PAX, Telpo, Sunyard — belong to their respective owners.
Let's map your fleet onto Pokopay.
