Pricing
Contract-based. Structured to fit your fleet.
Pokopay pricing depends on fleet size, expected volume, settlement mode and integration scope. Below is what's inside each contract shape — send us a note and we'll come back with a proposal within one working day.
Merchant
A single business running its own terminals.
Contract-based
Percentage + capped + flat, per your acquirer relationship.
- Card acceptance on your PAX / Telpo / Sunyard terminals
- Merchant dashboard + mobile app
- Wallet, ledger and downloadable statements
- Same-day, T+1 or scheduled settlement
- Staff scopes and terminal-level cashier assignments
- Restaurant module included
Partner (bank / acquirer)
A tenant of your own, with your book underneath.
Whitelabel contract
Revenue share, per-terminal or per-transaction — we structure to fit.
- Everything in Merchant, per-merchant, within your tenant
- CSA workflows and role-scoped operators
- Processor + routing rules configuration
- Whitelabel: logo, colours, legal URLs, tagline
- Tenant-scoped audit trail and exports
- Dedicated onboarding + support channel
Questions we always get asked
- Is there a minimum monthly commitment?
- For merchants — no. For partners we agree a floor tied to launch milestones.
- Do you charge for the mobile app or dashboard?
- No. Both are included in every contract shape.
- Can we settle to a non-NGN account?
- NGN today; other currencies on the partner track — talk to us.
- Do you take terminal deposits?
- Depends on the acquirer relationship. We can structure with or without a deposit.
Ready for a proposal?